Privacy
Effective November 10, 2026
Who we are
Merchant Debt Review is a service of OT Fast Funding LLC, Miami, Florida. We are an independent referral service: we review a business's cash-advance positions and, where it fits, introduce the business to a debt-relief firm. You can reach us at hello@merchantdebtreview.com.
What we collect
What you give us. When you send the form we keep what you typed: business name, your name, phone, email, state, the number of advances, balance and revenue ranges, how your payments are going, any message, the consent sentence you agreed to and the time you agreed to it, plus your IP address and browser type.
Public records. We also build business profiles from public sources to find businesses that may benefit from a review: UCC filings held by state registries, court dockets, state business registries (such as Florida's Division of Corporations) and public business listings. These contain business names, addresses, officers, filing dates and secured parties.
Calls. Calls with us may be recorded for quality and compliance. The caller tells you at the start of the call.
How we use it
To review your situation, to contact you about your request, to introduce you to a relief firm when you agree, to keep records of what we did and when, and to make sure we do not contact people who have asked us not to.
Who we share it with
The firm we introduce you to, when you agree to the introduction. Service providers that run our website, database, email and phone systems on our behalf. Authorities, where the law requires it. We do not sell the personal details of people who contact us through this site. Business-level public-record data (a company name, its public phone number, its public filings) may be shared with other businesses in the funding industry; it never includes personal cell numbers obtained from data vendors.
How long we keep it
Records of your request and of any introduction are kept for as long as the referral agreement with the firm requires, and then for the period commercial record-keeping rules require. Do-not-contact entries are kept permanently so they keep working.
Your choices
Ask us to stop contacting you on the remove my details page, by telling the caller, or by email. Ask us what we hold about you, or to delete it, by emailing hello@merchantdebtreview.com from the address you gave us; we answer within five business days. Deleting your details does not undo an introduction that has already been made; contact the firm directly for that.
Changes
If this page changes, the date at the top changes with it. Questions go to hello@merchantdebtreview.com.